April 25, 2024
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Risky Business

Risky Business

Fireworks attack

A woman made a claim of sustaining injuries while standing on her balcony to watch fireworks. Apparently she was injured by the tenant in the condo unit above her who had allegedly through fireworks on to her balcony. The insurer was about to settle with an offer for the full...

Poison at the water cooler

A woman made a claim after she fell ill at work, citing stomach issues. In the beginning she assumed she had the flu and did not associate her work with it. Upon investigation it came to light that a co-worker had poured nail polish remover into the company water cooler...

All in a day’s work

A bus driver made a claim after the bus he was driving suddenly caught fire in the rear engine area whilst on the road. The claimant alleged that his co-driver abandoned the bus immediately, running away as fast as he could. He claimed that as he evacuated through the driver’s...

Burn victim

A woman sued a hotel claiming that a hot stone treatment that she had received burned her back. But before paying the claim the company wisely made a complete social media search. The claimant was found to have tweeted about a bad sunburn the day before the massage treatment. Needless...

A potent jar

This claim is very funny. A homeowner claimed for damages to his property due the fire. The fire was found to have started in the kitchen, which was absurd because nobody was at home at the time. The cause of fire was undetermined and the claim was paid. After much...

Canine work compensation

This incident is reminiscent of the concept that perhaps the insurance card is indeed treated as a credit card. An owner of a warehouse always brought his dog to work with him. One day while at work, a door accidently crashed down on one of the dog’s hind legs. After...

Skyfall

A family went camping and submitted a claim that stated that their camping equipment was ruined. A man who was skydiving at the time missed his landing zone and came hurtling out of the sky to crash into the family’s tent. Thankfully no one was injured. The claim was denied...

Coiled traveller

An insured submitted a claim for engine repairs of his car which he said was not performing up to its normal standard. He took a drive down the highway and it seems the engine began to overheat, leaving the car in a state of limbo. He called roadside assistance and...

Age no bar

An insured has won a court case that has ruled that health insurers are obliged to cover fertility treatment irrespective of age. The woman, who was 44 at the time, underwent artificial insemination and asked her health insurer, to cover the costs under the terms of compulsory basic medical insurance....

Honest claimant

A man claimed insurance for a back injury from a motor accident, which was investigated by a loss adjuster. The adjuster, being experienced in such matters, felt that the story behind the claim was rather sketchy, so he asked for an examination that was to be made under the oath....

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